Because there are so many moving parts when assisting you with removing inaccurate information, results in 30 days can’t be guaranteed. However, most clients see the best results within three to four months. Some clients see results in 30 days and some clients’ results come back in 60 days. It all depends on your credit report and your cooperation with sending in updated credit reports.
You will be required to provide us with your credit reports from all three credit bureaus: Equifax, Transunion, and Experian. We prefer that you use Privacyguard.com to pull all three of your credit reports because of the ease of use and their $1.00 trial. They also offer a lot of additional features if you stay on with their membership. If you don’t like Privacy Guard, you can pull your credit reports from any provider that you choose.
Second, we provide you with a deep credit analysis of your credit report spotting all inaccurate information. We then look at the various factors that are pulling your credit score down and provide you with actionable steps to get your score back up. Lastly, we provide you with step by step guidance on how to rebuild and restore your credit. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our restoration program.
Third, we load all of the inaccurate, misleading, and unverifiable information into our system and begin challenging questionable information with the credit bureau, creditor, and collector. Once the dispute letters are ready, we send them out to all furnishers and wait 30 to 40 days for updates. You can track your credit repair progress using our online portal. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our restoration program.
Once the updated credit reports come back from the furnishers, we analyze the updates for any changes to the inaccurate, misleading, and unverifiable information. If there are changes, we update your file and then move on to the next inaccurate, misleading, or unverifiable item. If the item comes back verified with no change, we follow up with the credit bureaus or the furnisher to try to get a resolution on why the inaccurate information is still on the credit report. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our credit repair and restoration program.
While restoring your credit, you will be educated on a weekly basis on all aspects of raising your credit score, debt settlement, and rebuilding your credit. Education will be presented to you in the form of emails, text messages, and voice broadcast. You can also log into your private online portal to learn more about other products we offer like credit monitoring, legal assistance, and rebuilding your credit cards. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our credit repair and restoration program.
We don’t only work to remove the negative, inaccurate information from your credit report. We also give you the information you need to increase your credit score.
You will need to pay a credit analysis fee of $149 in the beginning. During this process, we will give you a detailed report that explains what is lowering your credit score and what can be done to increase the score. If you decide you like the direction outlined, the fee is $99 per month. You are not obligated to sign up and you can cancel your service at any time. You are not charged a fee until work is performed.
Once you complete the sign-up process, we will begin working on your credit report to remove any inaccurate information. The program also provides you with the information you need to keep working on raising your credit score.
Most people find a period of at least three months is necessary while some stay in for up to six months to effectively increase their score.
There are a few different ways we can do this. You can sign up for something like Privacyguard.com, which is a service that gives you access to all of your credit reports. You give the login information to us and we take it from there. Another option is for you to mail us hard copies of your report. You can also upload them to an online portal and send them to us that way.
Yes, it allows you and us to see what all three of the major bureaus have reported in a single report.
We can challenge as many as you want at a single time, the choice is yours.
Anybody who lives in the same household can get the family plan. You do not have to be married.
Your personal information will not be shared with anybody. The only time information is shared would be with an affiliate partner who is a part of the dispute process.
By increasing your credit score with the removal of inaccurate information, you will have a better chance of being approved for a home loan.
Yes, when necessary we will dispute inaccurate information with collectors and creditors.
Sure, call (874) 436 9223 or fill out a form on the website and we will get back to you.
Yes! Call (874) 436 9223 or fill out the form on the website and someone will be in contact with you within 24 hours.